Edelweiss Wealth Ultima

Edelweiss Tokio Life - Wealth Ultima

(UIN: 147L037V01)

A ULIP that is designed for accumulating your wealth by having an option to pay systematically through monthly or other modes, growing your wealth by capitalizing on multiple choices of STPs and/or funds and utilizing your wealth by opting for SWP.

KEY FEATURES

01

Investment options

Choose one of the following investment options based on your profile and risk appetite:

  • Systematic Transfer Plan – STP offers two options to help manage your asset allocation as per your needs:
    • Life Stage & duration based STP
    • Profit target based STP
  • Self-Managed Strategy wherein your money will be allocated to your choice of fund(s)
02

Enhance your fund value

This plan has 3 types of additions in the fund which enhance your fund value and reduce the total cost:

  • Loyalty Additions: Rewards you for continuously paying your premiums
  • Guaranteed Additions: Rewards you for staying invested
  • Booster Additions: Ensures effective growth of your fund value

Longer your policy term, higher will be the additions to your fund

03

Maturity benefit

Fund value is payable on survival of life insured till the end of policy term. Policyholder also has the option to receive the maturity proceeds in lumpsum or in instalments through Settlement Option

04

Death benefit

For entry age of Life Insured being 1 year or more, death benefit payable is the sum of:

Highest of:

  • Fund Value; or
  • Sum Assured less relevant Partial Withdrawals; or
  • 105% of total premiums paid

AND

Highest of:

  • Top-up Fund Value; or
  • Top-up Sum Assured; or
  • 105% of total Top-up Premiums paid

ADDITIONAL RESOURCES

Product
brochure
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Sample
contract
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Product
disclaimer
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Mortality
charges
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